Alipay Top Up

Crée par
5 septembre 2018

Top Up Wechat Wallet

WeChat is social networking, a Chinese messaging and mobile payment program created by Tencent. It was first released in 2011, and by monthly users that were active it was among the world’s biggest standalone mobile programs by 2018, with over 1 billion active users. Described as one of the planet’s most powerful programs by Forbes, it is also called China’s »program for all » and a »super app » due to its wide range of platforms and functions. Besides China, it is the most popular messaging program in Bhutan.

In the 2018 Berkshire Hathaway annual shareholders meeting, Charlie Munger recognized WeChat as one of the few potential competitors to Visa, MasterCard and American Express.

WeChat started as a job at Tencent Guangzhou Research and Project centre in October 2010. The original version of the program was made by Zhang Xiaolong and named »Weixin » by Ma Huateng, Tencent CEO and started in 2011. The government has actively supported the growth of the e-commerce marketplace for example in the plan that was 12th.

From 2012, once the number of users attained 100 million, Weixin was re-branded »WeChat » for the international industry.

WeChat had over 889 million monthly active users in 2016. 90 percent of whom were in China. For comparison, Facebook Messenger and WhatsApp (two other competitive global messaging services better known in the West) had roughly a billion Monthly Active consumers in 2016 but did not offer most of the additional services available on WeChat. For example, at Q2 2017 WeChat’s earnings from social media advertisements were about US$0.9 billion (6 billion Yuan) compared to Facebook’s total earnings of US$9.3 billion, 98 per cent of which were from social media advertisements. WeChat’s revenues from its value added services were US$5.5 billion.

Messaging

WeChat provides text messaging, hold-to-talk voice messaging, broadcast (one-to-many) messaging, video calls and conferencing, video games, sharing of photographs and movies, and location sharing. It may exchange contacts with individuals nearby through Bluetooth, in addition to providing various attributes for calling people randomly if desirable (if people are available to it). In addition, it can integrate with other social networking services such as Facebook and Tencent QQ. Photographs may also be embellished with captions and filters, and an automated translation service can be obtained.

WeChat supports different instant messaging methods, such as text message, voice message, walkie talkie and decals. Users may send saved or live lucky money packages and videos, namecards of users, coupons, pictures, or GPS places with friends either separately or in a group chat. WeChat’s personality stickers, such as Tuzki, compete and resemble with those of LINE, a Japanese messaging program.

Official accounts

WeChat users can register as an official account, which permits them to drive feeds to subscribers, interact with readers and provide them with services. There are 3 varieties of account that are official: a subscription account, an agency accounts and an enterprise account. Once users as organizations or individuals establish a type of account, they can not change it to a different type. By the end of 2014, the number of WeChat official accounts had reached 8 million. Official accounts of associations can use to get verified (cost 300 RMB or about USD$45). Official accounts can be used as a platform for services such as visa renewal, hospital pre-registrations or charge card support.

Subscription accounts

WeChat subscription account is the simple kind of account, enabling push content and telling updates for subscribed followers exhibited in the subscription area. These reports don’t support WeChat payment service.

Service accounts

The service account is for businesses or organizations to access more advanced features on WeChat. It offers more Application Programming Interfaces (APIs) than subscription balances, and businesses and organizations can create their own software according to WeChat APIs. Users may observe the information when seeing their messaging page. Service account service WeChat payment support.

Moments

« Moments » is WeChat’s brand name for its social feed of friends upgrades. Minutes allows users to post images, article text, post comments, share audio (related to QQ Music or other web-based music providers ), discuss articles and post »likes. » Moments can be linked to Facebook and Twitter accounts, and may post Moments content straight.

In 2017 WeChat had a policy of a maximum of two commercials every day per Moments user.

Privacy in WeChat works by groups of friends – just the buddies from the user’s contact can view their Minutes’ contents and remarks. The friends of this user is only going to have the ability to find opinions and the likes from other users if they are in a buddies group that is mutual. By way of instance, friends enjoys from friends from university and from high school are not able to observe the comments. When their moments are posted by users, they can divide their buddies into a few classes, and they are able to decide if this Moment could be understood by groups of people. Contents posted may be put to »Personal », then only the user can view it.

WeChat Pay payment services

In China, customers who have given bank account information may use the program to pay invoices, order merchandise and services, transfer money to other customers, and cover in shops if the stores have WeChat payment option. Vetted third parties, called »official accounts », offer these services by developing lightweight »apps inside the program ». Users may link their Chinese bank accounts, as well as Visa, MasterCard and JCB.

WeChat Purchase is a digital wallet service integrated into WeChat, which allows users to perform cellular payments and send money between contacts. Each WeChat user gets their own WeChat Payment accounts. Users may obtain a balance by connecting their WeChat account to their cardor by getting money from different users. Users who link their credit card may make payments to vendors, and can’t use this to top up WeChat equilibrium. WeChat Pay can be used for payments from participating sellers, in addition to digital payments. As of March 2016, WeChat Pay had over 300 million consumers.

In 2014 for Chinese New Year, WeChat introduced a characteristic for distributing virtual red envelopes, modelled after the Chinese tradition of exchanging packets of money among friends and family members during vacations. The feature enables users to send cash to groups and contacts as gifts. When sent to classes, the cash is distributed equally, or in arbitrary shares (« Lucky Money »). The feature was launched through a promotion during China Central Television viewed New Year’s Gala, where audiences were taught to shake their phones during the broadcast to get a opportunity to acquire cash awards that are sponsored from red envelopes. The envelope attribute enhanced the adoption of WeChat Pay. A month after its launch, WeChat Pay’s user base expanded from 30 million to 100 million consumers, and 20 million red envelopes were distributed throughout the New Year holiday. In 2016, 3.2 billion red envelopes were sent over the holiday season, and 409,000 alone were sent at midnight Chinese New Year.

In 2016, WeChat began a service fee when users moved cash from their WeChat wallet to their own debit cards. On March 1, WeChat payment ceased collecting fees for its transport function. Beginning from the day, fees will be charged for withdrawals. Every user had a 1,000 Yuan (about US$150) free withdrawal limit. Further withdrawals of more than 1,000 Yuan were billed a 0.1 per cent fee using a minimum of 0.1 Yuan per cent. Payment purposes such as red envelopes and transfers were still free.

WeChat Pay’s most important competitor in China and the market leader in online payments was Alibaba Group’s Alipay. Alibaba company founder Jack Ma believed the red envelope attribute for a »Pearl Harbor second », since it started to erode Alipay’s historic dominance in the online payments industry in China, particularly in peer money transport. The success prompted Alibaba to launch its own version of virtual envelopes. Features were , also launched by competitions, Sina Weibo and Baidu Wallet.

In 2017 Tencent reported that WeChat had overtaken Alibaba with 600 million active WeChat mobile charge users versus 450 million for Alibaba’s Alipay. Alibaba needed a 54 per cent share of the Chinese online payments marketplace in 2017 compared WeChat’s 37 per cent share.

Wechat Pay Credit Card – Wechat Top Up

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